Case Studies

A business survey assists you in gaining an overall understanding of a business and the unique circumstances they face, including specific areas of identified needs and recommendations for improvements. Business surveys are typically utilized in situations involving significant changes and/or assumptions like mergers and acquisitions, spin-offs, turnarounds, and/or circumstances involving one-time unusual events. A survey typically includes assessments of:

• Management and management organization
• Operations and financial position
• Management planning and control systems
• Forecasts, projections, and significant assumptions
• Summary and recommendations

A diagnostic review assists you with borrowers that rely on receivables and inventory for repayment. It provides you with a better understanding of their repayment sources, collateral, and the extent to which accounting, information systems, and internal financial information should be relied upon. A review typically includes:

• Executive summary
• Operations review
• Financial review
• Collateral review
• Management review
• Summary and recommendations

A collateral review is an assessment of the collateral securing a customer's borrowings with an emphasis on receivables and inventory testing. Moore Colson can utilize your field exam package or our own depending upon your needs. A collateral review includes an assessment of:

• Receivables (dilution, invoice testing, credit memo testing, and ineligibles)
• Accounts payable
• Inventory
• Bank statements and cash accounts